Most NY automobile accidents initially do not appear to be severe. In a simple “fender bender” that causes seemingly minimal damage to vehicles and no evident injuries, your initial instinct may be to not report the accident to the police or an insurance carrier. Perhaps the responsible driver may suggest, “Lets deal with this ourselves…” or “There’s no need to get insurance involved…”
You may not be legally required to report the car accident, but there are a number of reasons why it is always a good idea to report a NY car accident you’ve been involved in – and there may be significant repercussions if you fail to do so. (more…)